![]() ![]() ![]() Luminar Neo is a photo editor based on Artificial Intelligence. Perhaps it's time to look for free alternatives. In any case, the app hasn't been updated since Windows 7, so this was hardly news.Īlthough Paint is still available in the Windows Store, Microsoft is now focusing on an app like Microsoft Paint and Paint 3D. Microsoft officially stopped supporting Paint in July 2017. You can also create custom brushes, transparency selections, crop, rotate the image by 90 degrees, and change shades. Tools can be zoomed in and out, colors can be pipetted, and outline content can be filled. There are 6 options for outline filling, including pastel, oil, pencil, watercolor, marker, single tone, and no tone. Shapes library includes the standard ellipses, rectangles, vectors, rhombuses, and polyhedrons, along with 17 new shapes such as isosceles triangles, arrows in different directions, stars, comic bubbles, pentagons, and hexagons. In sketching, you can easily use a color marker, textured pencil, translucent watercolor, and spray paint. ![]() There are standard and anti-alias brushes, a calligraphy brush with 45-degree angles to the left and right, an oily brush for thick strokes, and a pastel tool that draws like colored chalk. As a rule, this is the software teachers prefer to use as a starting point for introducing their students to graphic designers. It can be used to create captioned pictures, minimally edit photos, make captions, and create comics, postcards, infographics, memes, and drawings. It is used as a simple standard drawing system for beginners. Microsoft Paint is a raster-based graphics editor that is part of all Windows operating systems. That's why we have made this list of Microsoft Paint alternatives. If you work with pictures often, you may need a more powerful tool to manage and edit. Microsoft Paint has poor possibilities as an image editor. You can paste, crop, and make some marks on the image via Microsoft Paint, and make drawings with brushes and pencil tools. Microsoft Paint especially comes in handy when you need to make a good-looking screenshot fast. Microsoft Paint is a simple graphic editor that allows you to open and save, view, and process pictures in main image formats such as JPEG, GIF, PNG, and TIFF. ![]()
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![]() A year later a central committee was formed to coordinate the activities of seven groups in all. Growth continued with a third group starting in February ’46 and a fourth in August. Three years later Group #1 had 10 members Group #2, 25. broke away and started a new group, a stag group, Mac I., secretary. By December, it had 16 members and listed Frank D. He was put in touch with the Kalamazoo group and with its help, held the first meeting in Grand Rapids in September 1941 in the YMCA. read Jack Alexander’s article in The Saturday Evening Post and wrote to the A.A. was starting in the western part of the state, first in Kalamazoo and then in Grand Rapids. A step meeting on Mondays was added in ’45.Īt the same time, A.A. In October 1941, a Northwest group was formed, meeting on Thursdays, with a membership of about 20. ![]() Six months later there were three groups–West, Central, and East. By February 1940, the fledgling group had seven members and began meeting in the basement room of a home of a non-alcoholic couple on Taylor Avenue, on the cities west side. who became member #2 in Michigan, another alcoholic and a non-alcoholic woman. in Michigan was held in Arch T.’s room in the Art Center in Detroit. In December 1939, the first meeting of A.A. Bob until July 1939, when he returned to Detroit with the admonition to seek other drunks to help. So on September 1 of that year, Arch went to Akron, where he was hospitalized and then began attending meetings of the new and nameless group of alcoholics who were managing to stay sober. Although he lived in Detroit, Michigan, word had filtered up to him in 1938 of a doctor in Akron, Ohio, who was somehow able to help people like him stop drinking. The following article was written in 1985 by Area 33 past Archivist Cliff M.Īrch T. in Detroit and the growth of General Services in Michigan ![]() Alcoholics Anonymous History In Your Area ![]() ![]() ![]() Watch out for jealous looks! Hassle-free, environmentally friendly packaging Once applied just kick back and watch all your guests marvel at your totally transformed fridge. You can find our detailed video tutorial and illustrated instructions on our How To page. Application can be tricky, but we’ve got plenty of online resources to help you along the way. You’ll save yourself a whole lot of time and frustration if you watch our tutorials before trying to apply your FridgeWrap. Finally, it’s packed in a recycled cardboard tube and shipped straight to your door. It’s taken off the printer and put through our laminating machine. This FridgeWrap is printed in high-resolution on our big printer. How did we make this FridgeWrap so amazing?īecause we give it tender loving care every step of the way in our studio in Oxford in the United Kingdom. Browse our shop to find your perfect match. We have tons of different designs to choose from. We love the look and feel of our FridgeWraps and we’re not about to start compromising their quality. Some people think that’s quality overkill for a sticker. How is that even possible? Because we coat your sticker in a scratch-resistant, matte-finish laminate that preserves its colours, protects it from damaging substances and enables easy, worry-free cleaning. ![]() If you really wanted to you could probably eat a salad right off it. You can wipe your FridgeWrap with household cleaning products without damaging it. Still not convinced? How about the fact that this FridgeWrap is water, sun and oil proof. This FridgeWrap doesn’t leave horrible paper residue when it’s removed. This little guy will stick and just keep on sticking! Want to take it off? No problem. Once your FridgeWrap is applied, you can be sure it’s not going anywhere unless you want it to. How do you know your FridgeWrap will stand the test of time?īecause this vinyl FridgeWrap is made from the same premium stuff companies use to brand their cars and make their outdoor signs. If you decide to change your FridgeWrap, move house, or get rid of your fridge, you can pull your vinyl wrap right off! It won’t leave any residue or damage your refrigerator surface. It’s an easy way to rejuvenate an old fridge into looking better than new or simply adding some style to that boring appliance! The beauty of vinyl wrapping your fridge is that vinyl will stand up to the heaviest wear and tear without fading or coming off. Vinyl Revolution FridgeWraps totally transform your refrigerator into the talking point of your kitchen. Watch our video tutorials and download our illustrated application instructions here to learn how to apply your FridgeWrap.Environmentally friendly, hassle-free packaging: this vinyl FridgeWrap is shipped in a recycled cardboard tube with recycled tube plugs and no extra plastic packaging at all.Manufactured with tender loving care in our studio in Oxford, United Kingdom.Designed to be easily cleaned and stand up to the heaviest wear and tear. Our scratch-resistant matte laminate creates a stunning finish to your FridgeWrap and protects it from water, sun and oil. Made from long-lasting outdoor sign vinyl.FULL WRAP (three sheets each 65 cm wide x 180 cm high).FRONT DOOR (one sheet at 65 cm wide x 180 cm high). ![]() ![]() ![]() Easy to care, but no shrinkage, no fading, no pilling. Skull caps tie straps helmet liner for easy adjustment of the back fit. One Size Fits Most: Cooling dew rag skull caps with straps on the backside that can tie back, you can tie the straps to fit you in the most comfortable way, no need to worry about the wind will blow off your cool skull doo rags. Doo rags use breathable materials, and can absorb sweat well. In addition, skull cap can be used as a hard hat sweat lining cap, which is very suitable for hair loss, hiding hair or protecting your head. This do rag absorbs sweat, keeping moisture out of your eyes and face so you can stay cool – no matter how intense things get. Do Rags It’s all about practical when you go with a do rag as your choice in headwear. Say goodbye to sweathead and hair getting into your eyes. Used to be helmet liner wear under motorcycle helmet as helmet liner, keep it cool in hot weather, and do-rags keep your head warm as the weather turns cold, will not make you sweat. The dew rag is suitable for all kinds of activities such as exercise, cycling, motorcycling, biking, football, hiking, bicycle, motorcycle, running and other outdoor activities. It is impossible to be better dew rags than ours. Our products department will make changes based hundreds of kindly advises. Many test samples will be experienced by local volunteers, and truth feedback will come back as exchange. Extremely durable, light weight, adjustable, soft, breathable skull caps for all size and shape heads. The Chill-Its 6615 High-Performance Bandana Do Rag is made with Hi Cool moisture-wicking technology to keep workers comfortably cool and dry on hot days. ![]() Not only to sell products to customers, but also let all clients has comfortable feeling while wearing our head wraps.This is not a slogan, all dew rag designs and sweat fabric are experienced by ourselves before put them in market. Why our dew rags is your best choice? Superior sweat wicking fabric biker rags skull bandana caps makes this dew rags. ![]() ![]() To buy last minute Los Amigos Invisibles tickets, look for the eTickets that can be downloaded instantly. Orders taken before 5pm are generally shipped within the same business day. As soon as you track down the Los Amigos Invisibles tickets you want, you can purchase your tickets from our safe and secure checkout. Look through our selection of Los Amigos Invisibles front row tickets, luxury boxes and VIP tickets. Check out the Los Amigos Invisibles schedule above and push the ticket icon to view our huge inventory of tickets. Los Amigos Invisibles could be coming to a city near you.
![]() ![]() ![]() Likewise, avoid patterns that call for very lightweight or otherwise difficult yarns. You may want to avoid designs that utilize complex shaping techniques and fancy colorwork – at least for your first project. Second, look for patterns made of basic rectangles or other large simple shapes. Get an idea of what stitches you will use, what type of seaming will be involved, and whether you need to know any special techniques. Read through the pattern, and see if there is a recommended skill level listed near the top. There are a few things to look for when choosing a crochet sweater pattern as a beginner.įirst, choose a pattern that uses basic crochet stitches like single crochet, half double crochet, and double crochet stitches. What types of crochet sweater patterns are suitable for beginners? Plus, many of the patterns use worsted weight and bulky yarn, so they’ll work up relatively quickly. Still, others are crocheted seamlessly in one piece, and require minimal or no piecing at all. In fact, many of the sweater designs included below are made of simple rectangles pieced together. Many crochet sweaters are not much more complex than a scarf or a dishcloth – they are just a lot larger. Can I crochet a sweater as a beginner?Įven beginners can make crocheted sweaters. ![]() They use basic stitches and construction techniques, so they’re a great way to practice the basics while still making a beautiful and wearable garment. If you’re looking for a relatively simple design to try, these free patterns are perfect for you. But don’t worry! There are plenty of crochet sweater patterns out there that are perfect for beginning crocheters. If you’re just starting out in crochet, the idea of crocheting a whole sweater can seem intimidating. So whether you’re looking for a new winter project or something cozy to keep you warm in the spring and fall, we’ve got you covered! Free Crochet Sweater Patterns These patterns are suitable for beginner and intermediate crocheters, and include pullovers, cardigans, hoodies, and more. Looking for a new crochet sweater or cardigan pattern to try? Look no further! In this blog post, we have collected 35 of the best free crochet sweater and cardigan patterns for you to choose from. ![]() ![]() ![]() The good news is that there are still deals out there. If you’ve got to travel by plane, you’ll want to book your flights soon. The World of Hyatt Credit Card is your best option for earning points to cover the cost of a stay quickly.įlight deals to New Orleans for Mardi Gras Ultimately, by using points to cover the cost of the stay, you can save that cash to spend on the delicious food that New Orleans has to offer. Alternatively, over the same three nights, it would cost you $813 for the stay. ![]() If you were to opt for a three-night stay, it would cost you 36,000 points. Over Mardi Gras weekend, the hotel is charging 12,000 World of Hyatt points per night. In fact, it has seven dining options at the property, as well as an outdoor saltwater pool, in-room massage services and more. The Hyatt Regency New Orleans would make for a comfortable stay over Mardi Gras weekend. The Troubadour Hotel New Orleans, Tapestry Collection by Hilton If you’re able to take full advantage of the sign-up bonus offer, you should be able to get a multi-night stay at The Eliza Jane for Mardi Gras weekend. It’s entirely manageable to score an entirely free stay on points from a single credit card sign-up bonus with The World of Hyatt Credit Card. That gives you great value for your Hyatt points at 0.28 cents each, which is far more than what frequent flyer website The Points Guy currently values them at. Alternatively, the hotel is charging $1,716 for the same four-night stay. For a four-night stay over Mardi Gras, the hotel costs 15,000 World of Hyatt points per night - or 60,000 points for the full stay. The hotel itself is built within nine warehouses that look distinct from the outside, but inside, were made to be a uniform hotel. This boutique hotel, located two blocks from the French Quarter and three blocks from the Warehouse Arts District, offers a stylish place to stay. Here are some of the best deals we’ve found. And because of that, you can take advantage of some good deals by using your hotel loyalty points for a free stay. Hotels in New Orleans can bump their nightly rates significantly in order to take advantage of the Mardi Gras crowds. We’ve rounded up some of the best flight and hotel deals that you can lock in to head to New Orleans this year. If you feel comfortable enough traveling to the Big Easy for Mardi Gras, there are still travel deals out there. While most celebrations ramp up in the week before, if you’re considering a trip to New Orleans, you’ll probably want to be there for the weekend preceding Fat Tuesday - plus, of course, the big day itself. While there will be changes to some of the celebrations, the event is going ahead in 2022. Visit to learn more.Īfter a one-year hiatus because of the Covid-19 pandemic, Mardi Gras celebrations are returning to New Orleans. Enrollment may be required for select American Express benefits and offers. Terms apply to American Express benefits and offers. We may receive compensation for sending traffic to partner sites, such as, and this compensation may impact how and where links appear on this site. Your CNN account Log in to your CNN accountĬNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value, but does not review all financial companies or all available financial offers. ![]() ![]() The email will tell you that all you have to do is log in to your PayPal account to verify a few details so you can claim that reward. With this scam, you receive an email offering a cash rebate or some other financial incentive. These scams are some of the most common social engineering attacks designed to gain access to your PayPal account. ![]() They now have everything they need to access your real PayPal account. When you enter your login credentials on the imposter site, the data is immediately transferred to the scammers. ![]() This email is bogus, and the link takes you to a spoofed PayPal website. Here’s an example of a common PayPal phishing email: The email will also include a link and a request that you click on it to log into your PayPal account. You may receive a phishing email claiming that there is an issue with your PayPal account. The “problem with your account” scamĮmail is a scammer’s preferred method of stealing your money. Here are the most common PayPal scams to watch out for in 2023. This is what’s known as a “phishing scam.”īut there’s more to the scams than just a fake Paypal website. If you submit personal information on a spoofing website, the scammers record your information and then use it to access your account on the legitimate PayPal website. Scams often involve spoofing websites, or websites designed to look like PayPal. If you learn how fraudsters usually operate on PayPal, you’ll be better protected if they ever target you. Scams may differ per platform, so popular scams on Facebook and Instagram aren’t necessarily the same as on PayPal. There are endless ways for scammers to try and separate you from your money. Over 400 million users make billions of transactions each year via Paypal. 11 Most Common PayPal Scams to Look Out For Instead, fraudsters target individuals who use PayPal.įor this reason, it’s important to understand the most common types of PayPal scams and how to avoid them. But given the company’s resources, hackers are less likely to try and breach Paypal’s security system. PayPal is a giant in online payment processing, making it an appealing target for fraudsters looking for an easy payday. And our go-to recommendation is 1Password: A password manager can help you secure your account against scammers. ![]() Never rely solely on the information provided in an email.Īnd if you suspect yourself of getting scammed, make sure to change your password. Always use the PayPal website to review your transactions or contact the company. To protect yourself from PayPal phishing attacks and shipping scams, we recommend you be extra critical of PayPal emails and links.
![]() ![]() They’ll give you various upgrade options, with full technical details, as one or more “featured upgrades.” You have the choice of buying from them, or using that information to shop elsewhere. The results will also tell you what type you need to buy, but you won’t find that information where you would expect it.Ĭrucial is a retailer, and they want you to buy your new RAM from them. Those results will tell you how many slots you have, how many are empty, and what’s in the ones that aren’t. When you download and run the scanner program, it will display its results in your browser. To find out what you’ve got and what you need, use the Crucial System Scanner. Therefore, if you must choose one, buy the better CPU and upgrade the RAM at a later date. One reason to do this is that a CPU upgrade can be harder than a RAM upgrade. A processor with more cores will perform faster. Then again, the real-life performance gain is minimal, and you’re limiting your ability to increase memory in the future. Generally, if youre paying much more than 20 or 30 to step up to the next speed tier in the same RAM package, youre being overcharged. The Central Processing Unit ( CPU) is really the brain of the machine. ![]() ![]() If you’re on a budget, this means you’ll get better performance out of, say, two 4GB DIMMS than a single 8GB DIMM. For maximum performance, split pairs of DIMMs across slots that use different memory channels. Slot arrangements differ, so read your motherboard’s manual. Most PCs have an even number of RAM slots-two or four, for instance-which are assigned singly or in pairs to one of multiple memory channels. If, under normal use, the Available option is less than 25 percent of the total, an upgrade may do you some good.Īnother consideration: determining the most effective RAM module arrangement for your PC’s available memory slots. Click the Performance tab: In the lower-left corner, you’ll see how much RAM is in use. To find out if you need more RAM, right-click the taskbar and select Task Manager. ![]() ![]() ![]() And although employees and trustees are permitted to make loans to charities, this practice can also result in real and/or perceived conflict of interest problems for the charity. And the IRS is concerned enough with the practice that it requires charities to disclose on their Form 990 any loans to or from current and former officers, directors, trustees, key employees, and other "disqualified persons." Furthermore, some state laws go so far as to prohibit loans to board members and officers. This practice is discouraged by sector trade groups which point to the Sarbanes-Oxley Act when they call for charities to refrain from making loans to directors and executives. (More) Making loans to related parties such as key officers, staff, or Board members, is not standard practice in the sector as it may divert the charity's funds away from its charitable mission and can lead to real and perceived conflict-of-interest problems. In this case, we deduct 15 points from the charity's Accountability and Transparency score.ĭoes Not Provide Loan(s) to or Receive Loan(s) From Related Parties. No Credit: The charity did not have its audited financials prepared by an independent accountant.In this case, we deduct 7 points from the charity's Accountability and Transparency score. Partial Credit: The charity's audited financials were prepared by an independent accountant, but it did not have an audit oversight committee.We check the charity's Form 990 reporting to see if it meets this criteria.įull Credit: The charity's audited financials were prepared by an independent accountant with an audit oversight committee. Often at smaller charities, it falls within the responsibilities of the finance committee or the executive committee.) The committee provides an important oversight layer between the management of the organization, which is responsible for the financial information reported, and the independent accountant, who reviews the financials and issues an opinion based on its findings. (It is not necessary that the audit committee be a separate committee. ![]() They should be prepared by an independent accountant with oversight from an audit committee. (More)Īudited financial statements provide important information about financial accountability and accuracy. In this case, we deduct 15 points from the charity's Accountability and Transparency score.Īudited Financials Prepared by Independent Accountant. No Credit: There has been a diversion of assets within the last two years and the charity's explanation on Schedule O is either non-existent or not sufficient.In this situation, we deduct 7 points from the charity's Accountability and Transparency score. Partial Credit: There has been a diversion of assets within the last two years and the charity has used Schedule O on the Form 990 to explain: the nature of the diversion, the amount of money or property involved and the corrective action taken to address the matter.This metric will be assigned to one of the following categories:įull Credit: There has been no diversion of assets within the last two years. If the charity does report a diversion, then we check to see if it complied with the Form 990 instructions by describing what happened and its corrective action. We check the charity's last two Forms 990 to see if the charity has reported any diversion of assets. (More)Ī diversion of assets – any unauthorized conversion or use of the organization's assets other than for the organization's authorized purposes, including but not limited to embezzlement or theft – can seriously call into question a charity's financial integrity. ![]() Our analysts check the Form 990 to determine if the independent Board members are a voting majority and also at least five in number. (More) The presence of an independent governing body is strongly recommended by many industry professionals to allow for full deliberation and diversity of thinking on governance and other organizational matters. ![]() |